Business interruption insurance

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Business Interruption Insurance

Many of us worry about insuring our buildings,contents and stock against fire or theft, but if the worst happens and you’re trying to get your business back on its feet, you might find yourself needing something more. Let’s say, adequate cover for the loss of gross profit that you would have earned during the closure of your business? It pays to plan ahead, and we’re here to help you do that.

Business interruption is designed to provide cover for any loss of earnings (gross profit)caused by an insured hazard such as fire or flood. It can also extend to perils such as prevention of access, and an accountant’s charges incurred during a claim. As it can be difficult to determine a business’s future profit, payments are typically based on the previous year’s results.

Like all covers, insurers will impose their own exclusions. Business interruption usually follows the same exclusions as other sections, but it may have its own limitations. Don’t worry. Our trained consultants are here to make sure that you understand 100% of your selected cover. We only work with industries that we have gained valuable experience in, so if you’ve got questions, we’ll be happy to answer them.

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our approach

Purple Arc speak your language, be assured that should you need help, our team will be here. We won't sell you something you don't need or want, but we will ensure the highest level of service no-matter what you cover yourself or your business against. This is just the Purple Arc way.

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If you have a query, please try the following

Email us at:
purple@purplearc.co.uk

We will respond during office hours: which are Monday - Friday 9am till 5.30pm
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careers at Purple Arc

Purple Arc are always looking to take on friendly, like-minded people who can help our clients with their day-to-day insurance needs. Understanding the stresses of running a business are key to being able to advise clients on their insurance needs. If you are looking for a career change or have the skills needed to be part of the Purple Arc Insurance team, leave your details in  the enquiry form.

Purple Arc Careers