Clothes Shop Insurance

If you're passionate about your business in fashion, you probably love the challenge of keeping up with the latest fashions and keeping your customers happy, but in reality running your own clothes store can be very hard work and doing it successfully requires sound business planning.

One of the riskiest parts of a business in clothes retailing is finding the right insurance company to protect your business. If you start spending too much on insurance premiums you won't be able to sustain your business overheads, prices will be forced up and customers will start going elsewhere. On the other hand paying too little could mean your insurance cover is not adequate for your needs.

Our clothes shop insurance policy is designed so that you can tailor the insurance cover to your needs, but without the costly price tag.

We guarantee to beat any like for like quote…

Tips to watch out for when choosing the correct insurance cover.

  • Insurers often have an average clause within their policy agreement, stating that if any items you are claiming for are insured for less than their value at the time of loss or damage, then the amount payable by the insurer will be reduced by the proportion you are underinsured. To avoid this from happening, read through your policy carefully and be sure to seek advice when needed.
  • Insurance companies often impose security improvement terms when quoting clothes shops, especially designer outlets. Ask your broker to explain the requirements in detail, as failure to comply could result in insurers declining potential claims.

 

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simple but effective

Our service is simple but effective; we aim to offer small to medium sized businesses a corporate service standard.

  • We aim to offer the best terms available by working on fee basis, which means it is in our interests as well as yours to find the best terms each year.
  • Our consultants aim to build long lasting relationships with our clients, so it is there goal to be your dedicated consultant and look after you throughout your policy life cycle.
  • We want our clients not only to be covered correctly, but also to get the best terms available, so we have linked with other risk management service providers to offer full protection at lower costs.